Credit Specialist Commerce Bank

Description

The Credit Specialist is responsible for analyzing commercial credits and preparing packets for loan committees. These packets are utilized by senior management for annual review of credit relationships, reaffirming loans due for renewal, and for approving new loans. Credit Specialist works directly with Relationship Managers in the Commercial line of business, including Commercial Banking, Business Banking, and Private Banking. The position provides an opportunity to learn credit analysis and an introduction to Commercial Banking.

Responsibilities

  • Prepare credit packets
  • Research and understand loan documentation and various bank systems
  • Submit work for feedback and analysis
  • Prepare financial spreads and other credit related items as needed
  • Perform other duties as assigned

Qualifications / Requirements

Knowledge, Skills & Abilities Required

  • Knowledge of basic financial concepts and financial statements
  • Understanding of financial statements and key financial ratios such as leverage and debt service coverage
  • Ability to work moderate overtime of about 4-6 hours weekly during some months of the year
  • Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
  • Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills
  • Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
  • Intermediate level proficiency with Microsoft Word, Excel and Outlook

Education & Experience

  • Bachelor’s degree in a Business related field, with a preference for majors in Finance or Accounting, or equivalent work experience required
  • 6 credit hours of Finance and 9 credit hours of Accounting are required

Time Type:
Full time

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